Expert, independent financial planning for clients across Leeds and West Yorkshire.
Clear Advice. Trusted Relationships.
From our office in central Leeds, we provide independent financial advice to individuals, families and business owners across Leeds and West Yorkshire – built around you, not tied to any provider, product or agenda.
Whether you are planning for retirement, growing a business, or navigating changes in your personal circumstances, we will help you make confident financial decisions with clarity and peace of mind.
Our advice is:
We provide a full range of independent financial planning services to clients across Leeds and West Yorkshire - supporting individuals, families and business owners at every stage of life.
Grow and protect what you have worked hard to build.
Whether you are building wealth or managing it in retirement, our Leeds-based advisers provide independent investment advice tailored to your goals, timeframes and attitude to risk.
Our approach focuses on real-life outcomes – not chasing returns at all costs. From ISAs and pensions to tax-efficient wrappers, we help clients across Leeds make confident investment decisions that support their long-term plans.
A clear plan for your money. Peace of mind for your future.
We take the time to understand your full financial picture – including income, savings, debt, family priorities and future ambitions.
From there, we create a personalised financial plan designed to give you clarity and control. Whether you are planning for retirement, funding education or protecting your lifestyle, our Leeds advisers will guide you every step of the way.
Structure your finances tax efficiently to retain more of your wealth.
The UK tax system is complex, but effective planning can make a meaningful difference over time.
We support individuals and business owners in Leeds with tax-efficient strategies using available allowances, reliefs and long-term planning. This includes inheritance tax planning and, where appropriate, guidance on VCT and EIS investments.
Advice that connects your business goals with your personal finances.
Running a business creates both opportunities and complexity. We help you make decisions that support your business while protecting your personal financial future.
Our Leeds advisers help business owners align the two, from profit extraction and director pensions to succession planning and exit strategies. Whether you are reinvesting cash or preparing for a future sale, we will help you make informed decisions with confidence.
Navigate transitions with clarity, support and sound advice when you need it most.
Financial decisions made during divorce can shape your future for decades. We provide clear, independent advice to clients in Leeds on pensions, settlements and financial restructuring, always with discretion and compassion.
We can also work alongside your solicitor or mediator to ensure your financial interests are protected – both now and in the years ahead.
Build better habits and a healthier relationship with money.
Financial coaching offers structure, clarity and accountability – without jargon or pressure.
We work with clients across Leeds who want to feel more confident with money, build positive habits and make progress towards their goals. Ideal if you want guidance between major life events or support alongside traditional financial planning.
Chartered Financial Planner, Leeds
Adam leads INCO’s Leeds office, supporting clients across Leeds and West Yorkshire. He works closely with business owners and families to simplify complex financial decisions and develop holistic financial planning strategies that provide long-term clarity and confidence.
Taking a personal, collaborative approach, Adam focuses on understanding what matters most to each client before translating those goals into clear, practical plans that address every aspect of their personal finances.
Adam has been advising clients since 2015 and is one of a small number of UK advisers to hold both CERTIFIED FINANCIAL PLANNER™ (CISI) and Chartered Financial Planner (CII) status. He also holds the Advanced Diploma in Financial Planning (CII) and Diploma in Regulated Financial Planning (CII).
Independent advice, delivered by financial experts who care.
At INCO, our team of experienced, independent financial advisers are here to listen, guide and support you at every stage. We take the time to understand your goals and what matters most – so together, we can shape a plan that fits your life.
Meet our advisorsReal feedback from clients who trust INCO for clear, independent financial advice in Leeds and West Yorkshire.
