Independent Financial Advisers in Sheffield

Expert, independent financial planning for clients across Sheffield and South Yorkshire.

Clear Advice. Trusted Relationships.

Independent advice, always.

From our office in Sheffield, we provide independent financial advice to individuals, families and business owners across Sheffield and South Yorkshire – built around you, not tied to any provider, product or agenda.

Whether you are planning for retirement, growing a business, or navigating changes in your personal circumstances, we will help you make confident financial decisions with clarity and peace of mind.

Our advice is:

Independent, whole-of-market
Personal, plans tailored to your circumstances
Clear, easy to follow with no jargon
Flexible, we provide ongoing support as your life evolves

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INCO Directors, Adam Green and Mark Jones

Our services, built around you.

We provide a full range of independent financial planning services to clients across Sheffield and South Yorkshire - supporting individuals, families and business owners at every stage of life.

Wealth Management

Grow and protect what you have worked hard to build.

Whether you are building wealth or managing it in retirement, our Sheffield-based advisers provide independent investment advice tailored to your goals, timeframes and attitude to risk.

Our approach focuses on real-life outcomes – not chasing returns at all costs. From ISAs and pensions to tax-efficient wrappers, we help clients across Sheffield make confident investment decisions that support their long-term plans.

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Financial Planning

A clear plan for your money. Peace of mind for your future.

We take the time to understand your full financial picture – including income, savings, debt, family priorities and future ambitions.

From there, we create a personalised financial plan designed to give you clarity and control. Whether you are planning for retirement, funding education or protecting your lifestyle, our Sheffield advisers will guide you every step of the way.

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Tax Planning

Structure your finances tax efficiently to retain more of your wealth.

The UK tax system is complex, but effective planning can make a meaningful difference over time.

We support individuals and business owners in Sheffield with tax-efficient strategies using available allowances, reliefs and long-term planning. This includes inheritance tax planning and, where appropriate, guidance on VCT and EIS investments.

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Corporate Solutions

Advice that connects your business goals with your personal finances.

Running a business creates both opportunities and complexity. We help you make decisions that support your business while protecting your personal financial future.

Our Sheffield advisers help business owners align the two, from profit extraction and director pensions to succession planning and exit strategies. Whether you are reinvesting cash or preparing for a future sale, we will help you make informed decisions with confidence.

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Divorce Planning

Navigate transitions with clarity, support and sound advice when you need it most.

Financial decisions made during divorce can shape your future for decades. We provide clear, independent advice to clients in Sheffield on pensions, settlements and financial restructuring, always with discretion and compassion.

We can also work alongside your solicitor or mediator to ensure your financial interests are protected – both now and in the years ahead.

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Financial Coaching

Build better habits and a healthier relationship with money.

Financial coaching offers structure, clarity and accountability – without jargon or pressure.

We work with clients across Sheffield who want to feel more confident with money, build positive habits and make progress towards their goals. Ideal if you want guidance between major life events or support alongside traditional financial planning.

Independent advice, delivered by financial experts who care.

Meet the people behind your plan.

At INCO, our team of experienced, independent financial advisers are here to listen, guide and support you at every stage. We take the time to understand your goals and what matters most – so together, we can shape a plan that fits your life.

Meet our advisors

What Our Clients Say

Real feedback from clients who trust INCO for clear, independent financial advice in Sheffield and South Yorkshire.

Having been with Mark for well over 10 years with his friendly and knowledgeable team, always explained everything clearly and concisely with regular updates, always there if you require any help. Gave sound, compassionate advice for myself and family for our future when my wife passed away. l would recommend anyone wanting advice on pensions or investments to contact the team at Inco financial.

We have known Mark Jones for a number of years first coming into contact when he worked with Whitehall Financial Services and decided to follow him when he and his colleagues established Concept Wealth. Then again when he was involved with the establishment of INCO Financial. We have always found Mark knowledgeable and enthusiastic, ensuring he carefully understands what we are trying to achieve (although he had not made us Millionaires yet!). We have confidence in INCO to look after our interests, advise and plan accordingly.

Excellent Financial Advice and superb knowledge of the Financial markets, giving good sound advice. Mark Jones fully understands our needs and give advice in a way that we can fully understand to enable us to make sound decisions on our pension requirements.

Independent Financial Advisers in Sheffield

Independent advice, always.

Our services, built around you.

Wealth Management

Financial Planning

Tax Planning

Corporate Solutions

Divorce Planning

Financial Coaching

Meet the people behind your plan.

What Our Clients Say

For independent, expert advice that puts you first - contact INCO today.