Divorce Planning.

Financial experts in Divorce

Protect your future with clear and empathetic financial advice.

Get clarity in complex times
Know your rights. Understand your options. Make confident decisions.
Fair division, smart strategy
From pensions to property — we help you protect what matters.
Rebuild with clarity and control
Plan for your next chapter with expert guidance at your side.

Divorce is emotional. Your finances don’t have to be.

Divorce is emotional. Your finances don’t have to be.

Confidence starts with a plan.

At INCO, we offer financial guidance that’s grounded in your real life — not generic checklists.

We simplify complex decisions and stand beside you every step of the way.

  • Understand where you stand and what’s possible

  • Divide assets fairly, including pensions and property

  • Create a clear financial plan for life after divorce

  • Get independent, empathetic advice at every stage

When a marriage ends, it can feel like everything’s up in the air — especially your finances. That’s where we come in. Our advisers offer calm, expert support to help you protect what matters and plan with confidence for whatever comes next.

Our divorce planning advice brings together financial expertise and personal support — to protect your wealth and help you plan for the future.

Woman Sitting on Floor Working

Divorce Planning services.

Divorce isn’t just a legal process — it’s a financial turning point. From dividing assets to planning your next chapter, we’re here to guide you with clear advice and personal support. At INCO, we help you make decisions with confidence, clarity, and care.

We typically support clients with:

  • Asset division – ensuring a fair and tax-smart approach to splitting finances and property

  • Pensions – understanding your options and making informed choices around pension sharing or offsetting

  • Cashflow planning – building a picture of your income, needs and goals after divorce

  • Protecting your future – helping ensure you and your family are financially secure, whatever lies ahead

  • Working alongside your solicitor – to keep financial and legal plans aligned

With INCO you’ll always know where you stand during the divorce process — and what’s possible for your future.

Divorce Planning with INCO is clear, personal and always focused on your moving future.

Here’s how our 3–step approach helps you feel more in control — and make confident financial decisions.

Step 1:
Understand your position

Before we make a plan, we get to know you.

We’ll take time to understand your finances, priorities, and what matters most — so we can guide you through divorce with clarity and care.

Step 2:
Shape your financial strategy

We create a plan tailored to your future.

From dividing assets to pension choices and planning your next chapter, we’ll build a strategy that protects your wealth and supports your goals.

Step 3:
Move forward with confidence

Your plan evolves as your life does.

We regularly review your progress and adjust your plan as needed — so you always feel in control, supported, and financially secure.

Divorce Planning, made simple.

Trusted advice

Independent, expert guidance to help you make calm, confident choices — even during uncertain times.

Protect your wealth

We help you understand what’s yours, what’s possible, and how to protect your wealth.

Shaped around you

Every plan reflects your real life — your goals, your family, and the future you want to build.

Sometimes, it’s not about more information — it’s about having the right conversation.

We’ll help you cut through the noise, make sense of your options, and feel confident about what comes next. No sales pitch. Just honest, expert advice — when you’re ready.

Frequently asked questions.

What makes INCO different from other financial advisers?2025-06-24T11:59:08+01:00

We’re truly independent — which means we’re not tied to any provider, product or fund. Our advice is always shaped around your needs, not a sales target.

Do you only work with high-net-worth clients?2025-06-24T11:57:07+01:00

Not at all. We work with a wide range of individuals, families, and business owners across the UK. If you want clear advice and a long-term plan, we’re here to help.

What services do you offer?2025-06-24T11:19:03+01:00

We provide tailored advice across wealth management, financial planning, tax optimisation, business finances, and divorce-related planning. We also offer financial coaching for long-term behavioural change.

How does the financial planning process work?2025-06-24T11:17:42+01:00

It starts with a conversation. We get to know your current situation and goals, then create a personalised plan. From there, we manage, review, and adapt your plan as life evolves.

Are your advisers regulated?2025-06-24T11:16:35+01:00

Yes — INCO Financial Limited is an appointed representative of Best Practice IFA Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

Can I work with you remotely?2025-06-24T11:15:34+01:00

Absolutely. While we’re based in Sheffield, we work with clients across the UK via phone, video and email — whatever suits you best.

How do you charge for your services?2025-06-24T11:14:28+01:00

We believe in transparency. Costs vary depending on your needs, but everything will be clearly explained before you commit to anything.

Can you help with complex tax or inheritance planning?2025-06-24T11:13:27+01:00

Yes. We specialise in helping clients structure their finances tax-efficiently — including inheritance tax, capital gains, and income tax planning — working alongside your solicitor or accountant where needed.

Do I need to have a lot of money to benefit from financial advice?2025-06-24T11:11:45+01:00

Not necessarily. The right advice early on can make a big difference — and it’s often about protecting what you have, not just growing it.

How do I get started?2025-06-24T11:07:44+01:00

Just get in touch. We offer an initial conversation with no cost and no obligation — simply a chance to understand whether we’re the right fit for you.

Our services, built around you.

Explore how our expertise supports different areas of your financial life.

Wealth Management

Grow and protect what you’ve worked hard to build.

Financial Planning

Plan clearly for your future with confidence and peace of mind.

Tax Planning

Structure your finances tax efficiently to retain more of your wealth.

Corporate Solutions

Strengthen your business with clear financial insight and long-term strategy.

Divorce Planning

Navigate transitions with clarity, support, and sound advice when it matters most.

Financial Coaching

Build better habits and a healthier relationship with money.

For independent, expert advice that puts you first — contact INCO today.

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